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How to Provide for Your Child’s Future Needs

When you’re raising a child with special needs, you worry about providing for his or her future. You wonder how to secure your child’s access to the services he will need, not just now but throughout his life.

More than two-thirds of families like yours say they are very concerned about providing lifetime care for their children, according to a 2011 study by MetLife. And the U.S. Census Bureau said one in 26 American families has a child with special needs.

Here’s an important way to gain confidence that your child will be taken care of: Create a special needs trust.

A special needs trust shelters the assets available to your child—so contributions from you and your family don’t jeopardize your child’s access to needs-based government programs.

Those programs include Medicaid health care coverage, monthly disability checks from Supplemental Security Income (SSI) and other government benefits.

Having assets or any new earnings from gifts, settlements or other sources can complicate eligibility for these programs, which require recipients to have limited assets and income. But a special needs trust addresses that issue.

Special needs trusts come with different options and many considerations. At Cuddy Law Firm, we help families like yours set up special needs trusts.

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Frequently Asked Questions


  • When Do You Need a Special Needs Trust?

  • What Types of Special Needs Trusts Are Available?

  • What Expenses Can You Pay for with a Special Needs Trust?

Get Help Setting Up a Trust for Your Child

Since 2001, Cuddy Law Firm has focused on providing legal services for families of those with special needs.

Let us help you with your special needs trust, so you can have peace of mind about your child’s future.

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